Anyway, we've finally paid our downpayment and signed the Lease of Agreement for our little nest yesterday. It is always comical to deal with our own CSOs - the expression on their faces when they key in our reference number into the system and our particulars pop up is priceless. Anyway, despite needing to fork out every single cent on our own, I'm glad we did so and were able to do so without taking personal loans from our parents nor breaking the bank just to buy our home. Our careful calculations also ensured that we would never need to pay a single cent in cash for our monthly instalments in the future.
Downpayment - checked
Life, accident, critical illness, hospitalisation insurance - checked
Commencement - checked
Joint account - checked
Now it's just a matter of saving and paving a smooth-sailing road to our big day. :) I don't give a damn about people who talk about my longer-than-usual engagement period, because these people probably don't have the luxury of time, or maybe because their marriage cert is a MUST and not a WANT. You get the idea. The latest Cosmo had an article on long engagements, which I could somehow relate to. I don't need the pitying glances nor the condescending remarks - those with their rings on their fingers and noses in the air should realise that they are the ones with a larger margin of error. So stop asking already. When we've decided, I'll bless you with a envelop with my red bomb and an angbao to deposit your arrogance in.
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